Ez$ Podcasthosted By Zak Leedom, Cfp®

In this episode of "The Retirement Fiduciary," Adam Koos sits down with Kiley Peters, the visionary behind RAYNE IX, for a compelling conversation on her journey from leading a thriving marketing firm to founding a consultancy focused on empowering women in leadership roles. Kiley shares her personal evolution, emphasizing the shift in her definition of success and the genesis of her mission to support female CEOs. Exploring the core pillars of her consultancy, she delves into guiding entrepreneurs through defining their purpose, maximizing productivity, setting tangible objectives, and equipping themselves with essential knowledge. Throughout the episode, Kiley sheds light on the unique obstacles encountered by women in entrepreneurship, offering practical advice to navigate these challenges and avoid common pitfalls. Drawing from her experience, she identifies key attributes essential for effective leadership in business. Whether you're an aspiring entrepreneur or a seasoned business owner, Kiley's insights

Discover the journey of how tragedy transformed into the 'My Promise Kit' initiative. Adam shares the powerful story of starting his career, the unique 'front page' business philosophy, and turning personal loss into a mission to impact lives. #AdamKoós #MyPromiseKit #LifeLessons #InspirationalStories"   Libertas Wealth: https://bit.ly/3HpmN2o   Subscribe on Apple Podcasts:  https://apple.co/3NQHjeO   Subscribe on Spotify: https://spoti.fi/3aTTCse   Subscribe on Google Podcasts: https://bit.ly/3QmGmMU   For more VIDEO podcasts like this one: https://bit.ly/42uevkm  For more AUDIO podcasts: https://bit.ly/3PHXHzo   For educational VIDEOS and Stock Market Updates: https://bit.ly/3Tvh4yR For general financial educational ARTICLES: https://bit.ly/3VyJbzP For more Real-Time Updates on the Economy and State of the Markets Follow Adam Koós on Twitter @AdamKoos: https://bit.ly/3tzccwk   Or follow Adam on Instagram @AdamDKoos https://bit.ly/4aoPI3U --- Adam Koos, CFP®, CMT® is a CERTIFIED FINANCIAL PLANNER and one

Join us on the Retirement Fiduciary podcast as Amber Gilsdorf, College Advisor at Estrella Consulting, delves into the inner workings of FAFSA and unveils strategies for securing college scholarships. Amber highlights the origins of financial aid and underscores the pivotal role Financial Advisors play in guiding families through this process, bridging the gap between parents and prospective college students. Stay tuned as Amber drops hints about an exclusive link to a curated list of hidden scholarships, offering invaluable insights for navigating the maze of college financing effectively. Don't miss out on this essential episode for unlocking the secrets to funding higher education. Get in touch with Amber: https://www.estrelaconsulting.com/team/amber-gilsdorf Email Info@LibertasWealth.com for the Ultimate FAFSA Guide Check out the Estrella Consulting Blog here: https://blog.estrelaconsulting.com/    Libertas Wealth: https://bit.ly/3HpmN2o   Subscribe on Apple Podcasts:  https://apple.co/3NQHjeO   Subscri

Welcome back to "The Retirement Fiduciary" with Adam Koos. In this episode, Adam simplifies the complexities of Required Minimum Distributions (RMDs), providing insights on when and how much to withdraw. He highlights the penalties of non-compliance with your RMD withdrawal schedule, and demystifies the Uniform Lifetime Table, offering clarity on determining RMDs for the following year. Join us for a concise yet informative discussion, empowering you to make sound decisions about your required minimum distributions and ensuring a secure financial future.   Libertas Wealth: https://bit.ly/3HpmN2o   Subscribe on Apple Podcasts:  https://apple.co/3NQHjeO   Subscribe on Spotify: https://spoti.fi/3aTTCse   Subscribe on Google Podcasts: https://bit.ly/3QmGmMU   For more VIDEO podcasts like this one: https://bit.ly/42uevkm  For more AUDIO podcasts: https://bit.ly/3PHXHzo   For educational VIDEOS and Stock Market Updates: https://bit.ly/3O8Yo3u   For general financial educational ARTICLES: https://bit.ly/3aP0Ldn  For

Welcome to the inaugural episode of "The Retirement Fiduciary" with your host, Adam Koos. In this episode, titled "The Top 10 Financial New Year's Resolutions for 2024," Adam delves into key strategies for achieving financial success in the year ahead. From the fundamental importance of saving more money and paying off debt to the critical need for a well-thought-out budget and investment plan, Adam covers a spectrum of resolutions designed to empower listeners on their financial journey. He emphasizes the significance of building an emergency fund, cutting unnecessary expenses, and nurturing a high credit score. With a focus on educating oneself financially and meticulous retirement planning, Adam provides actionable insights that set the stage for a financially secure future. Join us as we kick off the new year with practical and impactful resolutions to transform your financial landscape.   Libertas Wealth: https://bit.ly/3HpmN2o   Subscribe on Apple Podcasts:  https://apple.co/3NQHjeO   Subscribe on Spoti

Adam welcomes Andrew Doup, Attorney and President of Syndication Counsel, to discuss Qualified Opportunity Zones!  What is a Qualified Opportunity Zone (QOZ)? It is quite possibly the greatest income tax incentive to ever exist, and it may be going away SOON.  But how are Qualified Opportunity Zones determined and which investors can benefit most from them?  Listen now to learn more.     Libertas Wealth: https://bit.ly/3HpmN2o   Subscribe on iTunes:  https://apple.co/3NQHjeO   Subscribe on Spotify: https://spoti.fi/3aTTCse   Subscribe on Google Podcasts: https://bit.ly/3QmGmMU   For more VIDEO podcasts like this one: https://bit.ly/3OagYrw   For more AUDIO podcasts: https://bit.ly/3PHXHzo   For educational VIDEOS and Stock Market Updates: https://bit.ly/3O8Yo3u   For general financial educational ARTICLES: https://bit.ly/3aP0Ldn  For more Real-Time Updates on the Economy and State of the Markets Follow Adam Koós on Twitter @AdamKoos: https://bit.ly/3tzccwk   Or follow Adam on Instagram @FinancialSurgeon: http

In this episode of The CASH Podcast, Adam sits down with Kim Daly, one of America's leading Franchise Consultants. Kim unveils the mysteries behind why individuals turn to Franchise Consultants when considering which franchises to invest in. Drawing from her personal journey into the world of franchising, Kim shares the factors that fueled her passion for this industry. Listeners gain valuable insights as Kim delves into the crucial considerations for selecting the right franchise to align with their investment goals, shedding light on the traits that successful franchise owners commonly possess. Kim also shares her thoughts about the franchisee's early years, offering practical advice on approaching the initial stages of franchise ownership. The episode becomes a comprehensive guide as Kim generously shares her expertise on the financial aspects, including initial investments, ongoing costs, and potential profits. Whether you're a seasoned entrepreneur or considering your first franchise operation, Kim's can

For this final episode of NERDvember for the CASH Podcast, Adam is taking a look at Relative Rotation Graphs (RRGs) and the role they can play in your investment strategies.  One of the main advantages of RRGs is the ability to help visualize relative strength of trending investments, and avoid weakening investment trends.  But how do Relative Rotation Graphs work? Adam works through the RRGs 4 different quadrants, what they tell, and how 30 stocks on the Dow look versus looking at the Dow using a Relative Rotation Graphs.    Libertas Wealth: https://bit.ly/3HpmN2o   Subscribe on iTunes:  https://apple.co/3NQHjeO   Subscribe on Spotify: https://spoti.fi/3aTTCse   Subscribe on Google Podcasts: https://bit.ly/3QmGmMU   For more VIDEO podcasts like this one: https://bit.ly/3OagYrw   For more AUDIO podcasts: https://bit.ly/3PHXHzo   For educational VIDEOS and Stock Market Updates: https://bit.ly/3O8Yo3u   For general financial educational ARTICLES: https://bit.ly/3aP0Ldn  For more Real-Time Updates on the Economy

In this new NERDvember episode, Adam is taking a look at the question "how do I know what investments to buy"? There are many things to consider when making decisions like this, such as investment strategy based on momentum.  Adam also looks at the anatomy of a collapse featuring CitiGroup.  Adam also analyzes Relative Comparison charts and why good information isn't always actionable information.  Lastly, Adam looks at removing "time" from your investment strategies and why it is important to use Relative Strength analysis to build a portfolio management strategy.     Libertas Wealth: https://bit.ly/3HpmN2o   Subscribe on iTunes:  https://apple.co/3NQHjeO   Subscribe on Spotify: https://spoti.fi/3aTTCse   Subscribe on Google Podcasts: https://bit.ly/3QmGmMU   For more VIDEO podcasts like this one: https://bit.ly/3OagYrw   For more AUDIO podcasts: https://bit.ly/3PHXHzo   For educational VIDEOS and Stock Market Updates: https://bit.ly/3O8Yo3u   For general financial educational ARTICLES: https://bit.ly/3aP0Ld

As part of the "Nerd-vember" series, Adam is doing a deeper dive into one of the common pitfalls of managing your own portfolio. One of the first (and most important) things before purchasing an investment is determining the timeframe you'll need to hold the asset, and understanding the different ways to observe "time" in this context. From Day Traders to Intermediate and Long-Term Traders, Adam is taking a look at the typical timeframes different types of traders typically experience, and shares some tips to consider when planning the timeframe of your future trades.   https://stockcharts.com/    Libertas Wealth: https://bit.ly/3HpmN2o   Subscribe on iTunes:  https://apple.co/3NQHjeO   Subscribe on Spotify: https://spoti.fi/3aTTCse   Subscribe on Google Podcasts: https://bit.ly/3QmGmMU   For more VIDEO podcasts like this one: https://bit.ly/3OagYrw   For more AUDIO podcasts: https://bit.ly/3PHXHzo   For educational VIDEOS and Stock Market Updates: https://bit.ly/3O8Yo3u   For general financial educational AR

Adam welcomes Matthew Gartland, Founder of SPI Media, and Matt Erney, Founder of Social Firm to the podcast to discuss the importance of digital marketing strategies and it's ever-changing landscape.  Matthew and Matt share more about Artificial Intelligence, and some different ways people are using AI to market and grow their business.  The guys look at the difference between building an audience versus building a community, and the different benefits of each.  What are the benefits of trying all of these marketing strategies together?  And how will AI disrupt current tactics and methods for marketing initiatives?  Listen now to The Cash Podcast to learn more!   https://socialfirm.com/  https://www.smartpassiveincome.com/    Libertas Wealth: https://bit.ly/3HpmN2o   Subscribe on iTunes:  https://apple.co/3NQHjeO   Subscribe on Spotify: https://spoti.fi/3aTTCse   Subscribe on Google Podcasts: https://bit.ly/3QmGmMU   For more VIDEO podcasts like this one: https://bit.ly/3OagYrw   For more AUDIO podcasts: http

Adam welcomes Jon Ostenson of FranBridge Consulting to discuss the ins and outs of investing in non-food franchises! Jon shares more about how he accidentally found himself in this sector, and why specifically he decided on the non-food side of franchise investment.  As Founder and CEO of FranBridge, Jon has had many entrepreneurs approach him about finding the best fit for their investment goals and has helped guide them through the process of deciding what will work best for them... and what are the most popular non-food franchises to work with?  Listen now to learn all that and more on The CASH Podcast!    https://franbridgeconsulting.com/  Libertas Wealth: https://bit.ly/3HpmN2o  Subscribe on iTunes:  https://apple.co/3NQHjeO  Subscribe on Spotify: https://spoti.fi/3aTTCse  Subscribe on Google Podcasts: https://bit.ly/3QmGmMU  For more VIDEO podcasts like this one: https://bit.ly/3OagYrw  For more AUDIO podcasts: https://bit.ly/3PHXHzo  For educational VIDEOS and Stock Market Updates: https://bit.ly/3O8

In this episode of The CASH Podcast, Adam is taking a look at a very simple question... Are your investments stressing you out?! The stock market can cause you a lot of stress throughout the year, including the feelings of opening a statement to see that you've lost money, or even the stress you feel BEFORE you even log in to your account! Listen now to learn more about how planning for retirement is a lot like building a house, and how long-term perspective can often result in a stress-free retirement.   Libertas Wealth: https://bit.ly/3HpmN2o  Subscribe on iTunes:  https://apple.co/3NQHjeO  Subscribe on Spotify: https://spoti.fi/3aTTCse  Subscribe on Google Podcasts: https://bit.ly/3QmGmMU  For more VIDEO podcasts like this one: https://bit.ly/3OagYrw  For more AUDIO podcasts: https://bit.ly/3PHXHzo  For educational VIDEOS and Stock Market Updates: https://bit.ly/3O8Yo3u  For general financial educational ARTICLES: https://bit.ly/3aP0Ldn For more Real-Time Updates on the Economy and State of the Markets Fol

Adam welcomes friend and Insurance Agent Dan Brookman to discuss Tik Tok trends claiming to give financial advice.  A big one we have seen going around is a Tik Tok video on "how to build generational wealth by purchasing life insurance," but is it too good to be true?  Adam and Dan talk about how accurate a claim like that can be, how it ACTUALLY works, and what strategies to implement.   While it isn't all simple, you can learn the first 3 steps to get this set up and working for your family.   https://www.stolly.com/  Libertas Wealth: https://bit.ly/3HpmN2o  Subscribe on iTunes:  https://apple.co/3NQHjeO  Subscribe on Spotify: https://spoti.fi/3aTTCse  Subscribe on Google Podcasts: https://bit.ly/3QmGmMU  For more VIDEO podcasts like this one: https://bit.ly/3OagYrw  For more AUDIO podcasts: https://bit.ly/3PHXHzo  For educational VIDEOS and Stock Market Updates: https://bit.ly/3O8Yo3u  For general financial educational ARTICLES: https://bit.ly/3aP0Ldn For more Real-Time Updates on the Economy and Stat

On this solo episode of The CASH Podcast, Adam is getting away from the financials and looking at one of the important things to us all... Time.  How much time do you have left?  And how are you going to make good use of that time?  This episode is a segment from Adam's "Health, Wealth, and Aging" presentation that he started to do at live events a few years back, and looks at how little time we actually have.  Adam talks about what our money buys us and how to better focus our time in a way that is powerful and produces real, material changes in your life.  Learn more about why the solutions are often perceived as the hard part, and why planning for retirement is like training for a marathon, and the data breaking down how retirees actively spend their time.     For the visuals, be sure to check out this episode on YouTube: https://youtu.be/H-TK2VrX0TY    Libertas Wealth: https://bit.ly/3HpmN2o  Subscribe on iTunes:  https://apple.co/3NQHjeO  Subscribe on Spotify: https://spoti.fi/3aTTCse  Subscribe on Go

Adam welcomes Sky Goodwin and Ray Belfrage, Managing Principals of Fraxional CXO to chat about the many changes they're helping business owners navigate since The Great Resignation. Sky and Ray are both Lean Six Sigma Black Belts and experts in process improvement.  With their combined experience in Senior Leadership, Executive Consulting, and Business Analytics the duo has launched Fraxional CXO to help business leaders understand the concepts of believing, understanding and executing on their business goals.  Sky and Ray talk about the problems with salary and compensation since The Great Resignation and how that relates to employee retention.  They also share more about important key performance indicators they track, the importance of accountability at every level of an organization, and how to communicate expectations while still giving employees what they want.  Lastly, Sky and Ray tell Adam about the importance of exit interviews and how often the reason why you suspect somebody is leaving is not alwa

Adam welcomes  Brandon Caldwell, Senior Mortgage Advisor with Ruoff Mortgage to discuss rising interest rates and the changing mortgage market for residential purchases.  Brandon shares more about certain changes to regulation that make it more expensive for a qualified borrow to get a mortgage and more affordable for a less qualified borrower.  Brandon also talks more about loan level price adjustments and how they work during the mortgage process.  Given the prominence of new construction deals happening in the market Brandon explains those products and how they are trickier than you may anticipate.  Adam and Brandon also discuss some of the lesser utilized yet still viable products in today's market including Bank Statement Loans, No Doc Loans, and DSCRs.  Lastly, Brandon shares his advice to those who think they should wait until mortgage interest rates decline.   Email Brandon: B.Caldwell@ruoff.com  https://www.ruoff.com/BrandonCaldwell    Brandon Caldwell Senior Mortgage Advisor  Ruoff Mortgage, NMLS I

Adam welcomes Brian Butler, of President of Dublin Cleaners and New Albany Cleaners for another installment of the How I Built It Series.  Brian shares more about how he watched his parents rebuild his grandparents' struggling drycleaning business in the early 1980s as he worked along side them as a young boy.  Though Brian went out of his way to distance himself from the laundry and drycleaning industries once he hit his teenage years, he describes how he fell backwards into helping operate and eventually own the business 20 years ago.  While Brian was successful in turning the business around, he continued to grow by opening a second location in New Albany Cleaners.  Brian also talks more about the precipitous drop of 82% to his business during COVID, the fast adjustments he had to make, and how their business is fairing today almost 4 years later. https://www.dublincleaners.com/  Libertas Wealth: https://bit.ly/3HpmN2o  Subscribe on iTunes:  https://apple.co/3NQHjeO  Subscribe on Spotify: https://spo

Adam welcomes Mark Fleming Jr, Managing Partner of MEMM Capital for another episode in the How I Built It series. A Columbus resident for most of his life, Mark is an entrepreneur that bootstrapped his company (Signature Closers LLC) to over $65 million in annual revenue and an eventual sale to Fortune 800 company, Stewart Title Company, in Feb '21. He recently founded Arena Technology Solutions with agroup of entrepreneurs that have started, scaled, and exited businessescombined with technology partners to offer solutions to middle marketcompanies and corporate innovation groups at largecompanies. MEMMCapital is his holding company that acquires and invests in established,operating businesses and he isalso a Co-Founder of TalentShare, a companythat connects collegiate athletes with the parents of youth athletes forcoaching and lessons through a marketplace and app. Adam and Mark chat about how Mark became an accidental serial entrepreneur after finding a niche and strong network in being a notary for real e

In this episode Adam delves into the deceptive practices of the financial and political news media, revealing how too much news consumption can manipulate and scare individuals into making poor financial decisions. Join Adam as he takes you on a journey through the historical market panics of the past few decades, starting from the infamous Y2K scare to SARS, Swine Flu, the China Stock Market Crash, and the recent COVID pandemic. By analyzing these pivotal moments, Adam uncovers the truth about their actual impact on the market as a whole. Adam looks further into the media's tactic of speculating on bad news, often prompting panic selling, and discouraging potential investors from participating in the market. Discover how these fear-based tactics have influenced your outlook on selling and investing, and learn how to break free from their grip. Adam wraps up the episode on a positive note, sharing uplifting news and highlighting the enduring resilience and positive trends within the markets. It's time to recl